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Incision Indemnity for Surgeons

A sharp, refreshing and intelligent approach to medical indemnity insurance. Built by specialists for specialists, with skill and insight.

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Medical Indemnity for Surgeons

As a member of Incision, you will have access to the highest aggregate limits in the market for Medical & Professional Liability. We are confident that we are the only indemnity scheme in the UK to offer limits of up to £20m for each and every claim and £40m in the aggregate.

Surgeons belonging to Incision receive a bespoke subscription based on all aspects of independent practice, from writing medico-legal reports to complex surgery.

Limits issued to policyholders from (1/1/14 to 30/9/21)
Claims handled
Access to
Education articles

Watch our latest webinar

The Incision team attends events all over the country to advise on Medical Indemnity insurance and share valuable risk management insights. Please click here to view our presentation at BASS 2022 on How to Reduce Medico-Legal Claims in Spinal Surgery (and a few words about the GMC). Although this was aimed at Spine Surgeons, the advice is relevant to all specialties.

Industry recognition

Medical Indemnity insurance is there to protect you against an accusation that your medical professional services caused physical or mental harm, injury or death, to a patient in your private practice.

  • Medical & Professional Liability
  • Cyber Liability
  • Commercial Legal Protection
  • Professional Indemnity
  • Public Liability
  • Employer’s Liability
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Why choose us

We work with specialist consultants to tailor our benefits to suit you. Our secure contracts are underwritten by Lloyd’s of London Syndicates and Medical Malpractice insurance companies. Get a quick quote for medical indemnity insurance online.

Contract of insurance
Secure contract of insurance underwritten by Lloyd's of London Syndicates and Medical Malpractice insurance companies.
Online application, quote and purchase
You can now apply and buy online 24 hours a day, 365 days a year.
Online learning
Earn CPD points via our online portal - coming soon!
£40m aggregate limit of indemnity
Highest individual contractual aggregate limit in the market.
Instant documentation
Certificate and Policy instantly available on purchase and held in our online membership area.
Cover your company
A company established solely for fiscal reasons is automatically covered.
Medico-legal advice 24/7
Advice and assistance from medically and legally qualified staff.
Comprehensive cover
Our policy wording has been written specifically for surgeons and, as far as we are aware, is the widest cover available.
Risk management
A wealth of risk management information is available to all of our members via our online portal.
21 years extended reporting period
Run-off cover can be triggered in the event of your death, permanent disablement or retirement, at no additional costs, from day one.
Court attendance costs
A daily cap of £500 for any day, or part-day, that you spend attending a hearing before a court, tribunal, review board or committee
Maternity, paternity and adoption leave
Up to 12 months extended reporting period available
Backed by financially secure insurers
Regulated and secure contract of insurance backed by A rated (A.M. Best) insurers and Lloyd’s of London syndicates.
Bespoke subscription
Using a complex rating model which takes into account all aspects of your private practice, we will provide you with a bespoke and highly competitive rate.
Additional support
A benevolent fund for non-medical issues arising from your practice but are not otherwise covered by insurance.

Latest indemnity surgeon article

A Crucial Shield For Clinical Trials

Article \ 11th October 2023 \ 2 mins read

Clinical Trials Liability Insurance The significance of clinical trials, in forging ground-breaking treatments and therapies, is often undervalued. For healthcare professionals in the UK, who navigate the nuances of clinical trials, the quest for progress is intrinsically linked to the…

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