The policy will cover you for

Medical professional liability
Cover for claims arising from medical and professional services in your private practice
Professional indemnity
Cover for appraiser and trainer work, libel and slander, loss of documents and breach of professional confidentiality
Public liability
Cover for claims made against you for bodily injury to members of the public on your premises
Cyber liability
Cover for claims arising from a cyber event, up to the value of £250,000
Commercial legal protection
Cover for defence costs for GMC, disciplinary and coronial hearings or inquiries. Also Includes HMRC investigations and a claims review service.


Regulated and secure contract of insurance backed by Lloyd's of London Syndicates and Medical Malpractice insurance companies.
Documents provided immediately
24/7 medico-legal advice by medically and legally qualified personnel
Risk management services including articles and seminars
Up to £25,000 of PR support to protect your reputation in the case of an adverse publicity event
Retroactive cover when applicable and 21 years run-off included as standard, at no additional cost, from day one
Nil excess option available
Health Advisory Line – via our Medico Legal Advice line
Incision Support Plus – access to a discretional fund for matters falling outside of your medical indemnity policy but relating to your practice

Incision Support

All Incision members have access to our in-house Incision Support, which includes the following services:

Claims handling
All claims are handled by our expert claims-handling team. They'll liaise with you and keep you updated.
Medico-legal advice
Our team of medico-legal advisors are available 24/7 to assist you in the event of a claim. The team is led by Dr. Michael Kyriagis, who is a dually qualified doctor and lawyer.
Health advisory line
Our telephone counselling service provides peace of mind and helps you cope with the stress of your work.
Incision Support Plus
This provides discretionary cover for non-medical indemnity issues, such as professional matters and claims arising from risks connected with your practice but are not otherwise covered by insurance.