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Sports Specialists Insurance

Our insurance coverage is a sharp, refreshing and intelligent approach to sports specialists’ insurance. It is built by specialists for specialists, with skill and insight. Our policy is specifically designed to support doctors across all specialties, with a particular focus on those involved in the treatment and care of professional athletes.

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Medical Indemnity Insurance for Sports Specialists

As a member of Incision, you will have access to the best indemnity for sports specialists, with one of the highest aggregate limits in the market for Medical & Professional Liability. We are confident that we are one of the only indemnity schemes in the UK, to offer limits of up to £20m for each and every claim and up to £40m in the aggregate.

Our members receive a bespoke premium, based on all aspects of independent practice, from writing medico-legal reports to complex surgery.

What is Sports Specialists Insurance?

Since 2010 we have been providing an insurance product for medical professionals working with professional sportspeople. Our Sports Specialists product is a specialised form of insurance tailored to protect you, as a medical professional treating professional sportspeople, against the unique risks associated with your profession. It provides financial and legal protection in the event of any malpractice claims, workplace accidents, or other unforeseen incidents that could impact your career, reputation, or practice. It includes:

  • Third party cover: We will provide indemnity for any costs and damages to a patient, employer, agent, sponsor or club for negligence in the course of your Medical and Professional Services.
  • Professional Indemnity: Covers claims of negligence or errors during surgery or treatment.
  • Public Liability: Protects against claims of injury or property damage caused to third parties in the workplace.
  • Medical Malpractice: Covers legal defence costs, settlements, and compensation related to malpractice claims.

Policy Protection

Incision is there to protect you against an accusation that your medical professional services caused physical or mental harm, injury or death, to a patient in your private practice.

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Medical & Professional Liability
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Cyber Liability
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Commercial Legal Protection
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Professional Indemnity
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Public Liability Employer’s Liability

Why choose us?

Our secure contracts are underwritten by Lloyd’s of London Syndicates and Medical Malpractice insurance company specialists.

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Contract of insurance
Secure contract of insurance underwritten by Lloyd's of London Syndicates and Medical Malpractice insurance companies.
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Online application, quote and purchase
You can now apply and buy online 24 hours a day, 365 days a year.
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Online learning
Earn CPD points via our online portal - coming soon!
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£40m aggregate limit of indemnity
Highest individual contractual aggregate limit in the market.
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Instant documentation
Certificate and Policy instantly available on purchase and held in our online membership area.
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Cover your company
A company established solely for fiscal reasons is automatically covered.
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Medico-legal advice 24/7
Advice and assistance from medically and legally qualified staff.
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Comprehensive cover
Our policy wording has been written specifically for surgeons and, as far as we are aware, is the widest cover available.
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Risk management
A wealth of risk management information is available to all of our members via our online portal.
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21 years extended reporting period
Run-off cover can be triggered in the event of your death, permanent disablement or retirement, at no additional costs, from day one.
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Court attendance costs
A daily cap of £500 for any day, or part-day, that you spend attending a hearing before a court, tribunal, review board or committee
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Maternity, paternity and adoption leave
Up to 12 months extended reporting period available
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Backed by financially secure insurers
Regulated and secure contract of insurance backed by A rated (A.M. Best) insurers and Lloyd’s of London syndicates.
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Bespoke subscription
Using a complex rating model which takes into account all aspects of your private practice, we will provide you with a bespoke and highly competitive rate.
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Additional support
A benevolent fund for non-medical issues arising from your practice but are not otherwise covered by insurance.

Find the right Indemnity for you.

Our policy is a contract of insurance on a claims made basis.  Watch our video about claims-made cover to learn more.