We provide your private clinic with medical clinic insurance cover which offers your organisation protection if a patient makes a claim against you or employees who provided them with care.
As a medical provider, delivering quality care is your top priority. But even the best providers can make mistakes – and those mistakes can have devastating consequences. That’s why it’s so important to have private clinic insurance.
Private clinic insurance policies are designed to protect medical entities from vicarious liability. That means if one of your employees makes a mistake that leads to patient injury or death, your organisation could be held responsible in a court of law.
With private clinic insurance in place, you can rest assured that you’re protected against the potentially ruinous costs of vicarious liability claims. Contact us today to get started.
You’ll need private medical clinic insurance to make sure that you’re provided with a safety net against a range of risks including:
We provide clinic liability insurance to all private healthcare providers, including but not limited to:
Our team attends events all over the country to advise on Medical Indemnity insurance and share valuable risk management insights. Please click here to view our presentation at BASS 2022 on How to Reduce Medico-Legal Claims in Spinal Surgery (and a few words about the GMC). Although this was aimed at Spine Surgeons, the advice is relevant to all specialties.
Our Medical clinic insurance policies can also include cover:
Private clinic insurance FAQs
What is private clinic insurance?
Private clinic insurance is a specialised policy designed to protect medical clinics and professionals from risks such as malpractice claims, property damage, business interruptions, and liabilities involving patients or staff.
Who needs private clinic insurance?
Private clinic insurance coverage includes:
Business interruption: Financial support during closures caused by unforeseen events.
Why is private clinic insurance important?
Private clinic insurance is important because it protects your practice from financial loss due to legal claims, accidents, or disruptions. It ensures that your clinic can continue operating with minimal interruptions, protecting your employees, too.
Is private clinic insurance a legal requirement?
Yes, it is a legal requirement to invest in private clinic insurance for your private clinic. This is to ensure that your clinic is protected from any risks associated with running a medical organisation. It also ensures that best practices are implemented within the clinic.
Can I customise my private clinic insurance policy?
Yes, you can customise your private clinic insurance. We offer flexible policies that can be tailored to your clinic’s specific needs, ensuring you only pay for the coverage you require.
Our FAQ section might not have the answer you’re looking for right now but our team certainly will. If you need answers, contact us
Medico Legal Consultant
Michael is a dual qualified doctor and lawyer, with over 20 years’ medico-legal experience. Having practiced as a GP, Michael requalified as a lawyer in New South Wales, where he regularly acted in personal injury and clinical negligence cases, disciplinary matters and cases involving defective medical devices. Michael worked for the Medical Defence Union and Marketform as a Senior Medical Claims Handler where he was responsible for a variety of complex and high value claims.
Admitted to practise as a solicitor in NSW, England & Wales and a registered medical practitioner with the NSW Medical Board and GMC, Michael has been advising and supporting Incision members since January 2015.
Business Development Consultant
In 2016, Andy was invited to work with Paragon’s Healthcare and Life Science team as a Business Development Consultant for the Incision Indemnity scheme. His in-depth understanding of Medical Indemnity includes occurrence- based and claims made insurance.
Andy is a highly-motivated and energetic individual who brings over 20 years’ experience working in the Healthcare and Life Science sector. Having started his career in the pharmaceutical and medical device market, Andy went on to work for Bupa as a Commissioning Manager before making his move into the Medical Indemnity market.
Senior Account Executive
Alistair joined Paragon in 2010 and is responsible for all technical aspects of Paragon’s Healthcare and Life Science clients. This includes providing detailed review and analysis of coverage, programme structures and drafting of manuscript wordings to assist in the initial placement of risks. Following the placement of the programme, he supervises and co-ordinates premium payments, tax allocation, policy production and other servicing of the individual accounts, including ongoing analysis of coverage and troubleshooting. Alistair is also involved in the placement aspects of the individual accounts.
Claims Account Executive
Alex joined Paragon as a Trainee Claims Technician in 2010. Spending the first couple of years learning the trade, Alex gained valuable experience in a range of specialisms, including Healthcare, Lawyers Professional Liability and Architects & Engineers Professional Liability.
Promoted to Claims Account Executive in 2013, Alex began to focus on the medical world and in 2015 took the lead role in Healthcare Claims at Paragon. Over the past six years, Alex has developed relationships with insurers in the London market and with solicitor firms that specialise in the defence of medical malpractice claims. This has helped to ensure that clients secure the best possible representation when necessary.
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Extending far beyond our comprehensive coverage, Incision provides all members with a wealth of risk management material, educational resources and 24/7 in-house medico-legal support.
