Doctor indemnity insurance is essential for protecting your career and livelihood. From diagnosing your patients, to treating them, your day-to-day covers all bases. Combined with the pressures of patient communication, system failures, staffing shortages and expectations, that’s a heavy weight on your shoulders.
Doctors belonging to Incision receive a competitive contractual indemnity solution. In addition to our comprehensive doctor indemnity insurance, Incision provides all its members with a wealth of risk management materials, educational resources, and 24/7 in-house medico-legal support.
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The Incision team attends events all over the country to advise on Medical Indemnity insurance and share valuable risk management insights. Please click here to view our presentation at BASS 2022 on How to Reduce Medico-Legal Claims in Spinal Surgery (and a few words about the GMC). Although this was aimed at Spine Surgeons, the advice is relevant to all specialties.
Doctor indemnity insurance is there to protect you against an accusation that your medical professional services caused physical or mental harm, injury or death, to a patient in your private practice.
Doctor indemnity insurance helps to relieve the mental burden by giving you peace of mind that should you face a malpractice claim, your practice is safeguarded. A malpractice claim can have devastating financial and reputational consequences.
Medico Legal Consultant
Michael is a dual qualified doctor and lawyer, with over 20 years’ medico-legal experience. Having practiced as a GP, Michael requalified as a lawyer in New South Wales, where he regularly acted in personal injury and clinical negligence cases, disciplinary matters and cases involving defective medical devices. Michael worked for the Medical Defence Union and Marketform as a Senior Medical Claims Handler where he was responsible for a variety of complex and high value claims.
Admitted to practise as a solicitor in NSW, England & Wales and a registered medical practitioner with the NSW Medical Board and GMC, Michael has been advising and supporting Incision members since January 2015.
Business Development Consultant
In 2016, Andy was invited to work with Paragon’s Healthcare and Life Science team as a Business Development Consultant for the Incision Indemnity scheme. His in-depth understanding of Medical Indemnity includes occurrence- based and claims made insurance.
Andy is a highly-motivated and energetic individual who brings over 20 years’ experience working in the Healthcare and Life Science sector. Having started his career in the pharmaceutical and medical device market, Andy went on to work for Bupa as a Commissioning Manager before making his move into the Medical Indemnity market.
Senior Account Executive
Alistair joined Paragon in 2010 and is responsible for all technical aspects of Paragon’s Healthcare and Life Science clients. This includes providing detailed review and analysis of coverage, programme structures and drafting of manuscript wordings to assist in the initial placement of risks. Following the placement of the programme, he supervises and co-ordinates premium payments, tax allocation, policy production and other servicing of the individual accounts, including ongoing analysis of coverage and troubleshooting. Alistair is also involved in the placement aspects of the individual accounts.
Claims Account Executive
Alex joined Paragon as a Trainee Claims Technician in 2010. Spending the first couple of years learning the trade, Alex gained valuable experience in a range of specialisms, including Healthcare, Lawyers Professional Liability and Architects & Engineers Professional Liability.
Promoted to Claims Account Executive in 2013, Alex began to focus on the medical world and in 2015 took the lead role in Healthcare Claims at Paragon. Over the past six years, Alex has developed relationships with insurers in the London market and with solicitor firms that specialise in the defence of medical malpractice claims. This has helped to ensure that clients secure the best possible representation when necessary.
All the important information to know for doctors
What is doctor indemnity insurance?
Doctor indemnity insurance is a type of coverage that protects healthcare professionals from financial losses due to legal claims of medical negligence or malpractice. It provides coverage for the costs associated with legal defence, settlements, and any damages awarded to patients who have suffered harm due to a doctor’s actions or omissions.
Why do doctors need doctor malpractice insurance?
Doctor malpractice insurance is crucial for doctors to safeguard their practice and personal assets while ensuring they can continue to provide medical care without the risk of severe financial consequences from potential lawsuits.
Beyond financial protection, it’s a statement of professional commitment to patient safety. By demonstrating your dedication to patient well-being, you help maintain a professional reputation and peace of mind in a litigious environment.
What is the cost of medical indemnity insurance for doctors?
The cost of medical indemnity insurance for doctors will depend on your individual circumstances, as every policy is personalised. Factors such as your location, experience, and chosen coverage limits all impact doctor indemnity insurance costs. At Incision, we offer competitive rates. Get a quote to find out more.
Is doctor indemnity insurance mandatory for all doctors?
Doctor indemnity insurance is not mandatory for all doctors, however it is highly recommended to protect your career and assets.
What should I do if I face a malpractice claim?
If you are a doctor and you face a malpractice claim, get in touch with us as soon as possible. Please either contact our dedicated medico-legal advisory service on 0333 010 2826, send us an email to medicolegal@incisionindemnity.com or submit your claim online.
How do I apply for doctor indemnity insurance?
Applying for doctor indemnity insurance is simple. You can get a quote online, request a callback using the form at the bottom of this page, or give us a call on 0333 010 2826.
Our FAQ section might not have the answer you’re looking for right now but our team certainly will. If you need answers, contact us
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Extending far beyond our comprehensive coverage, Incision provides all members with a wealth of risk management material, educational resources and 24/7 in-house medico-legal support.
