Medical Malpractice Insurance
A smart, fresh take on medical malpractice insurance. Built by specialists for specialists, with expertise and insight.
What is medical malpractice insurance?
Medical malpractice occurs when a healthcare professional, through negligence, harms a patient. Here’s a breakdown of the key elements:
– Healthcare professional: This can include doctors, nurses, dentists, pharmacists, and other medical providers.
– Negligence: This means the healthcare professional failed to meet the expected standard of care in their field. This could involve mistakes in diagnosis, treatment, medication, or communication.
– Harm to the patient: The patient must have suffered some kind of injury, illness, or other negative outcome as a result of the negligence.
Essentially, medical malpractice boils down to a healthcare professional’s actions (or lack thereof) causing harm to a patient due to a breach of the standard of care.
Why choose us
We work with specialist consultants to tailor our benefits to suit you. Our secure contracts are underwritten by Lloyd’s of London Syndicates and Medical Malpractice insurance companies. Get a quick quote for medical indemnity insurance online.
Medical Malpractice FAQs
Who needs medical malpractice insurance?
Medical malpractice insurance is crucial for a wide range of healthcare professionals, who directly provide patient care and could be held liable for negligence.
What’s the difference between medical malpractice insurance and professional indemnity insurance?
Medical malpractice insurance and professional indemnity insurance share some similarities, but there’s a key difference in their scope. Medical malpractice insurance is specifically designed for healthcare professionals, whether this be surgeons, nurses, doctors, dentists and other healthcare providers. Professional indemnity insurance applies to a broader range of professions where expertise and advice are provided.
Is having medical malpractice insurance mandatory?
In the UK, it is a legal requirement for any healthcare professional to hold the appropriate clinical negligence indemnity cover. This cover pays for the compensation costs and legal fees awarded to patients in cases of clinical negligence.
How does medical malpractice insurance work?
Imagine a patient sues you for a mistake, like a misdiagnosis or medication error. Legal fees, court costs, and any settlements can be incredibly expensive.
That’s where malpractice insurance steps in. It covers these expenses up to a certain limit, if a lawsuit alleges you were negligent and caused harm to a patient.
Malpractice insurance doesn’t prevent lawsuits, but it protects your finances from the high costs associated with defending yourself and potentially compensating the patient.
Our FAQ section might not have the answer you’re looking for right now but our team certainly will. If you need answers, contact us
