At Incision, we offer you customised medical indemnity insurance designed exclusively for medical professionals, providing comprehensive protection for your career giving you the peace of mind you need.
Medical Professionals using our coverage receive a bespoke medical indemnity package with a competitive contractual indemnity solution. In addition to our comprehensive coverage, we provide all our members with a wealth of risk management materials, educational resources and 24/7 in-house medico-legal support.
It only takes 7 minutes to complete the application form.
Medical indemnity insurance is a type of professional liability insurance designed specifically for healthcare professionals. It provides financial protection against claims of negligence, malpractice, or errors that may arise from the medical services you provide.
This insurance helps cover the cost of legal defence, settlements, or compensation awarded to patients who allege harm due to your actions or omissions.
Our team attends events all over the country to advise on Medical Indemnity insurance and share valuable risk management insights. Please click here to view our presentation at BASS 2022 on How to Reduce Medico-Legal Claims in Spinal Surgery (and a few words about the GMC). Although this was aimed at Spine Surgeons, the advice is relevant to all specialties.
Medical Indemnity cover is there to protect you against an accusation that your medical professional services caused physical or mental harm, injury or death, to a patient in your private practice.
We work with specialist consultants to tailor our benefits to suit you, creating bespoke medical indemnity insurance solutions. Our secure contracts are underwritten by Lloyd’s of London Syndicates and Medical Malpractice insurance companies. Get a quick medical indemnity insurance quote online.
What is medical indemnity insurance?
Medical indemnity insurance, also known as medical liability insurance, provides financial protection for healthcare professionals and institutions against claims of negligence, errors, or omissions in the care provided to patients. It covers legal defence costs, settlements, and compensation awarded to claimants.
Who needs medical indemnity insurance?
Medical indemnity insurance is essential for:
Why is medical indemnity insurance important?
Medical indemnity insurance protects healthcare professionals and organisations from the financial and reputational risks of lawsuits. It ensures they can focus on patient care without the burden of potential legal liabilities.
What does medical indemnity insurance cover?
Medical indemnity insurance covers:
Does medical indemnity insurance cover intentional harm?
No, medical indemnity insurance does not cover intentional harm, criminal acts, or fraudulent behaviour. Coverage applies only to unintentional errors or omissions within the scope of professional practice.
Is medical indemnity insurance mandatory?
In many countries and jurisdictions, medical indemnity insurance is a legal requirement for healthcare professionals and organisations. It ensures compliance with regulatory standards and protects against the risks associated with medical practice.
Our FAQ section might not have the answer you’re looking for right now but our team certainly will. If you need answers, contact us
Medico Legal Consultant
Michael is a dual qualified doctor and lawyer, with over 20 years’ medico-legal experience. Having practiced as a GP, Michael requalified as a lawyer in New South Wales, where he regularly acted in personal injury and clinical negligence cases, disciplinary matters and cases involving defective medical devices. Michael worked for the Medical Defence Union and Marketform as a Senior Medical Claims Handler where he was responsible for a variety of complex and high value claims.
Admitted to practise as a solicitor in NSW, England & Wales and a registered medical practitioner with the NSW Medical Board and GMC, Michael has been advising and supporting Incision members since January 2015.
Business Development Consultant
In 2016, Andy was invited to work with Paragon’s Healthcare and Life Science team as a Business Development Consultant for the Incision Indemnity scheme. His in-depth understanding of Medical Indemnity includes occurrence- based and claims made insurance.
Andy is a highly-motivated and energetic individual who brings over 20 years’ experience working in the Healthcare and Life Science sector. Having started his career in the pharmaceutical and medical device market, Andy went on to work for Bupa as a Commissioning Manager before making his move into the Medical Indemnity market.
Senior Account Executive
Alistair joined Paragon in 2010 and is responsible for all technical aspects of Paragon’s Healthcare and Life Science clients. This includes providing detailed review and analysis of coverage, programme structures and drafting of manuscript wordings to assist in the initial placement of risks. Following the placement of the programme, he supervises and co-ordinates premium payments, tax allocation, policy production and other servicing of the individual accounts, including ongoing analysis of coverage and troubleshooting. Alistair is also involved in the placement aspects of the individual accounts.
Claims Account Executive
Alex joined Paragon as a Trainee Claims Technician in 2010. Spending the first couple of years learning the trade, Alex gained valuable experience in a range of specialisms, including Healthcare, Lawyers Professional Liability and Architects & Engineers Professional Liability.
Promoted to Claims Account Executive in 2013, Alex began to focus on the medical world and in 2015 took the lead role in Healthcare Claims at Paragon. Over the past six years, Alex has developed relationships with insurers in the London market and with solicitor firms that specialise in the defence of medical malpractice claims. This has helped to ensure that clients secure the best possible representation when necessary.
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To obtain your premium indication
Extending far beyond our comprehensive coverage, Incision provides all members with a wealth of risk management material, educational resources and 24/7 in-house medico-legal support.
