A single clinical incident can trigger a cascade of legal complexities, potentially leading to clinical negligence claims, criminal investigations, inquests, and GMC inquiries.
Our “stand alone” Commercial Legal Protection product is designed to provide comprehensive coverage, offering financial protection and peace of mind to healthcare professionals that;
(i) have retired from private practice or (ii) are a full-time employee of the NHS.
By mitigating the financial risks associated with legal proceedings, Commercial Legal Protection ensures that businesses can navigate legal challenges without compromising their operational stability. It is a valuable resource for businesses of all sizes, providing peace of mind and financial security in an increasingly litigious business environment.
With our Commercial Legal Protection, you can practice with confidence, knowing that you have robust support and protection every step of the way.
Medico Legal Consultant
Michael is a dual qualified doctor and lawyer, with over 20 years’ medico-legal experience. Having practiced as a GP, Michael requalified as a lawyer in New South Wales, where he regularly acted in personal injury and clinical negligence cases, disciplinary matters and cases involving defective medical devices. Michael worked for the Medical Defence Union and Marketform as a Senior Medical Claims Handler where he was responsible for a variety of complex and high value claims.
Admitted to practise as a solicitor in NSW, England & Wales and a registered medical practitioner with the NSW Medical Board and GMC, Michael has been advising and supporting Incision members since January 2015.
Business Development Consultant
In 2016, Andy was invited to work with Paragon’s Healthcare and Life Science team as a Business Development Consultant for the Incision Indemnity scheme. His in-depth understanding of Medical Indemnity includes occurrence- based and claims made insurance.
Andy is a highly-motivated and energetic individual who brings over 20 years’ experience working in the Healthcare and Life Science sector. Having started his career in the pharmaceutical and medical device market, Andy went on to work for Bupa as a Commissioning Manager before making his move into the Medical Indemnity market.
Senior Account Executive
Alistair joined Paragon in 2010 and is responsible for all technical aspects of Paragon’s Healthcare and Life Science clients. This includes providing detailed review and analysis of coverage, programme structures and drafting of manuscript wordings to assist in the initial placement of risks. Following the placement of the programme, he supervises and co-ordinates premium payments, tax allocation, policy production and other servicing of the individual accounts, including ongoing analysis of coverage and troubleshooting. Alistair is also involved in the placement aspects of the individual accounts.
Claims Account Executive
Alex joined Paragon as a Trainee Claims Technician in 2010. Spending the first couple of years learning the trade, Alex gained valuable experience in a range of specialisms, including Healthcare, Lawyers Professional Liability and Architects & Engineers Professional Liability.
Promoted to Claims Account Executive in 2013, Alex began to focus on the medical world and in 2015 took the lead role in Healthcare Claims at Paragon. Over the past six years, Alex has developed relationships with insurers in the London market and with solicitor firms that specialise in the defence of medical malpractice claims. This has helped to ensure that clients secure the best possible representation when necessary.
Clinical Trials Liability Insurance The significance of clinical trials, in forging ground-breaking treatments and therapies, is often undervalued. For healthcare professionals in the UK, who navigate the nuances of clinical trials, the quest for progress is intrinsically linked to the…
At Incision, we are proud to offer our clients robust Commercial Legal Protection services. But don’t just take our word for it. Our clients attest to the difference we make:
Exceptional Support
From the very beginning, their team demonstrated professionalism, empathy, and a deep understanding of my legal requirements.
Legal Lifesaver
Thanks to their comprehensive coverage and exceptional service, my business has saved significant legal costs.
Smooth Resolution
Their expert legal counsel not only resolved the issue effectively but also ensured minimal disruption to my business operations.
Commercial Legal Protection, also known as Business Legal Expense Insurance, is an essential safeguard for businesses, designed to cover legal costs and expenses that may arise from a variety of legal disputes and proceedings.
What does Commercial Legal Protection cover?
Commercial Legal Protection typically covers legal expenses for a range of issues, including employment disputes, legal defense, contract disputes, debt recovery, property protection, and compliance and regulation matters such as tax investigations. Coverage specifics can vary depending on the policy.
Is Commercial Legal Protection mandatory for businesses?
No, Commercial Legal Protection is not mandatory but is highly recommended. It provides a safety net for businesses against potential legal costs that can arise from disputes, litigation, or investigations.
How does Commercial Legal Protection differ from Professional Indemnity Insurance?
Commercial Legal Protection covers legal costs associated with defending or pursuing legal actions, while Professional Indemnity Insurance covers claims made against a business for professional negligence, errors, or omissions in the services provided.
What is the claim process for Commercial Legal Protection?
The claim process involves notifying the insurer as soon as you become aware of a potential claim or legal issue. You’ll typically need to provide details of the dispute or issue, along with any relevant documents. The insurer may then appoint a legal representative to handle your case.
To obtain your premium indication
Extending far beyond our comprehensive coverage, Incision provides all members with a wealth of risk management material, educational resources and 24/7 in-house medico-legal support.
