Our insurance coverage is a sharp, refreshing and intelligent approach to surgeon’s insurance. Surgeon’s insurance, also known as malpractice insurance for surgeons, or specialist surgeon indemnity, is built by specialists for specialists, with skill and insight.
As a member of our team at Incision, you will have access to the best indemnity for surgeons with the highest aggregate limits in the market for Medical & Professional Liability. We are confident that we are the only indemnity scheme in the UK to offer limits of up to £20m for each and every claim and £40m in the aggregate.
Surgeons using our surgery insurance receive a bespoke subscription based on all aspects of independent practice, from writing medico-legal reports to complex surgery.
Surgeon’s insurance is a specialised form of insurance tailored to protect you, as a surgeon, against the unique risks associated with your profession. It provides financial and legal protection in the event of any malpractice claims, workplace accidents, or other unforeseen incidents that could impact your career, reputation, or practice. It includes:
Equipment Insurance: Covers theft, damage, or loss of essential medical tools and equipment.
Our team attends events all over the country to advise on Medical Indemnity insurance and share valuable risk management insights. Please click here to view our presentation at BASS 2022 on How to Reduce Medico-Legal Claims in Spinal Surgery (and a few words about the GMC). Although this was aimed at Spine Surgeons, the advice is relevant to all specialties.
Medical Indemnity insurance, along with surgeon indemnity insurance, is there to protect you against an accusation that your medical professional services caused physical or mental harm, injury or death, to a patient in your private practice.
We work with specialist consultants to tailor our benefits to suit you. Our secure contracts are underwritten by Lloyd’s of London Syndicates and Medical Malpractice insurance companies. Get a quick quote for surgery insurance online.
What is surgeon’s insurance?
Surgeon’s insurance is a specialised insurance policy designed to protect surgeons against risks such as malpractice claims, workplace accidents, and equipment damage. It provides financial and legal support to safeguard their career, reputation, and practice.
Why do surgeons need insurance?
Surgeons face high-risk situations daily, where even minor errors can lead to significant legal or financial consequences. Surgeon’s insurance offers protection against malpractice claims, income loss, and other professional liabilities, ensuring peace of mind and compliance with legal requirements.
What does surgeon’s insurance cover?
Surgeon’s insurance typically includes:
Legal defence costs: Covers legal fees and settlements.
Does surgeon’s insurance cover all types of surgeons?
Yes, surgeon’s insurance is suitable for all types of surgeons, including:
Is surgeon’s insurance mandatory?
In many jurisdictions, surgeons are required to have professional indemnity or malpractice insurance to practice legally. However, specific requirements may vary depending on the region and employer.
Does surgeon’s insurance cover malpractice claims?
Yes, malpractice claims are a primary component of surgeon’s insurance. The policy covers legal defence costs, settlements, and compensation related to claims of negligence or errors during surgery.
Our FAQ section might not have the answer you’re looking for right now but our team certainly will. If you need answers, contact us
Medico Legal Consultant
Michael is a dual qualified doctor and lawyer, with over 20 years’ medico-legal experience. Having practiced as a GP, Michael requalified as a lawyer in New South Wales, where he regularly acted in personal injury and clinical negligence cases, disciplinary matters and cases involving defective medical devices. Michael worked for the Medical Defence Union and Marketform as a Senior Medical Claims Handler where he was responsible for a variety of complex and high value claims.
Admitted to practise as a solicitor in NSW, England & Wales and a registered medical practitioner with the NSW Medical Board and GMC, Michael has been advising and supporting Incision members since January 2015.
Business Development Consultant
In 2016, Andy was invited to work with Paragon’s Healthcare and Life Science team as a Business Development Consultant for the Incision Indemnity scheme. His in-depth understanding of Medical Indemnity includes occurrence- based and claims made insurance.
Andy is a highly-motivated and energetic individual who brings over 20 years’ experience working in the Healthcare and Life Science sector. Having started his career in the pharmaceutical and medical device market, Andy went on to work for Bupa as a Commissioning Manager before making his move into the Medical Indemnity market.
Senior Account Executive
Alistair joined Paragon in 2010 and is responsible for all technical aspects of Paragon’s Healthcare and Life Science clients. This includes providing detailed review and analysis of coverage, programme structures and drafting of manuscript wordings to assist in the initial placement of risks. Following the placement of the programme, he supervises and co-ordinates premium payments, tax allocation, policy production and other servicing of the individual accounts, including ongoing analysis of coverage and troubleshooting. Alistair is also involved in the placement aspects of the individual accounts.
Claims Account Executive
Alex joined Paragon as a Trainee Claims Technician in 2010. Spending the first couple of years learning the trade, Alex gained valuable experience in a range of specialisms, including Healthcare, Lawyers Professional Liability and Architects & Engineers Professional Liability.
Promoted to Claims Account Executive in 2013, Alex began to focus on the medical world and in 2015 took the lead role in Healthcare Claims at Paragon. Over the past six years, Alex has developed relationships with insurers in the London market and with solicitor firms that specialise in the defence of medical malpractice claims. This has helped to ensure that clients secure the best possible representation when necessary.
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Extending far beyond our comprehensive coverage, Incision provides all members with a wealth of risk management material, educational resources and 24/7 in-house medico-legal support.
