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Nurse Indemnity Insurance

From administering medications and monitoring patients, to communicating with patients and doctors, the role of a nurse is complex and fast-paced. Though you strive to provide only the best healthcare each day, your role naturally leaves you vulnerable to malpractice claims.

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Why should a nurse join Incision?

Nurses belonging to Incision receive a competitive contractual indemnity solution. In addition to our comprehensive nurse malpractice insurance, Incision provides all its members with a wealth of risk management materials, educational resources, and 24/7 in-house medico-legal support.

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£26bn
Limits issued to policyholders from (1/1/14 to 30/9/21)
Over
95%
Retention
2110
Claims handled
Access to
100+
Education articles

Watch our latest webinar

The Incision team attends events all over the country to advise on Medical Indemnity insurance and share valuable risk management insights. Please click here to view our presentation at BASS 2022 on How to Reduce Medico-Legal Claims in Spinal Surgery (and a few words about the GMC). Although this was aimed at Spine Surgeons, the advice is relevant to all specialties.

Industry recognition

Nurse indemnity insurance is there to protect you against an accusation that your medical professional services caused physical or mental harm, injury or death, to a patient in your private practice.

  • Medical & Professional Liability
  • Cyber Liability
  • Commercial Legal Protection
  • Professional Indemnity
  • Public Liability
  • Employer’s Liability
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Why choose us

Nurse indemnity insurance ensures that nurses are not financially burdened by litigation expenses in the event of a malpractice claim, safeguarding their personal assets and livelihood.

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Contract of insurance
Secure contract of insurance underwritten by Lloyd's of London Syndicates and Medical Malpractice insurance companies.
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Online application, quote and purchase
You can now apply and buy online 24 hours a day, 365 days a year.
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Online learning
Earn CPD points via our online portal - coming soon!
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£40m aggregate limit of indemnity
Highest individual contractual aggregate limit in the market.
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Instant documentation
Certificate and Policy instantly available on purchase and held in our online membership area.
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Cover your company
A company established solely for fiscal reasons is automatically covered.
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Medico-legal advice 24/7
Advice and assistance from medically and legally qualified staff.
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Comprehensive cover
Our policy wording has been written specifically for surgeons and, as far as we are aware, is the widest cover available.
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Risk management
A wealth of risk management information is available to all of our members via our online portal.
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21 years extended reporting period
Run-off cover can be triggered in the event of your death, permanent disablement or retirement, at no additional costs, from day one.
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Court attendance costs
A daily cap of £500 for any day, or part-day, that you spend attending a hearing before a court, tribunal, review board or committee
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Maternity, paternity and adoption leave
Up to 12 months extended reporting period available
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Backed by financially secure insurers
Regulated and secure contract of insurance backed by A rated (A.M. Best) insurers and Lloyd’s of London syndicates.
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Bespoke subscription
Using a complex rating model which takes into account all aspects of your private practice, we will provide you with a bespoke and highly competitive rate.
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Additional support
A benevolent fund for non-medical issues arising from your practice but are not otherwise covered by insurance.

All the important information to know for nurses

Nurse Indemnity Insurance FAQs

What is nurse indemnity insurance?

Nurse indemnity insurance is a type of healthcare insurance designed to be a safety net for nurses. It protects them from financial loss if a patient claims negligence. It covers legal costs and any compensation awarded if you’re found liable.

Why do nurses need nurse malpractice insurance?

Nurses need nurse malpractice insurance to protect themselves from financial ruin in the event of a malpractice claim. By taking out nurse malpractice insurance, you are demonstrating your commitment to maintaining high standards of care and professional accountability, enhancing your reputation amongst patients.

What is the cost of RN malpractice insurance?

The cost of RN malpractice insurance will depend on your individual circumstances, as every policy is personalised. Factors such as your location, experience, and chosen coverage limits all impact nurse  malpractice insurance costs. At Incision, we offer competitive rates. Get a quote to find out more.

Will RN malpractice insurance cover disciplinary actions by the Nursing & Midwifery Council (NMC)?

Whether or not RN malpractice insurance covers disciplinary actions by the NMC will depend on your policy. It’s important to check the specific terms of your policy to find out if you’ll be covered for this.

What should I do if I face a malpractice claim?

If you are a nurse and you face a malpractice claim, get in touch with us as soon as possible. Please either contact our dedicated medico-legal advisory service on 0333 010 2826, send us an email to medicolegal@incisionindemnity.com or submit your claim online.

How do I apply for nurse indemnity insurance?

Applying for nurse indemnity insurance is simple. You can get a quote online, request a callback using the form at the bottom of this page, or give us a call on 0333 010 2826.

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