From administering medications and monitoring patients, to communicating with patients and doctors, the role of a nurse is complex and fast-paced. Though you strive to provide only the best healthcare each day, your role naturally leaves you vulnerable to malpractice claims.
Nurses belonging to Incision receive a competitive contractual indemnity solution. In addition to our comprehensive nurse malpractice insurance, Incision provides all its members with a wealth of risk management materials, educational resources, and 24/7 in-house medico-legal support.
Get a quote in just 7 minutes.
The Incision team attends events all over the country to advise on Medical Indemnity insurance and share valuable risk management insights. Please click here to view our presentation at BASS 2022 on How to Reduce Medico-Legal Claims in Spinal Surgery (and a few words about the GMC). Although this was aimed at Spine Surgeons, the advice is relevant to all specialties.
Nurse indemnity insurance is there to protect you against an accusation that your medical professional services caused physical or mental harm, injury or death, to a patient in your private practice.
Nurse indemnity insurance ensures that nurses are not financially burdened by litigation expenses in the event of a malpractice claim, safeguarding their personal assets and livelihood.
Medico Legal Consultant
Michael is a dual qualified doctor and lawyer, with over 20 years’ medico-legal experience. Having practiced as a GP, Michael requalified as a lawyer in New South Wales, where he regularly acted in personal injury and clinical negligence cases, disciplinary matters and cases involving defective medical devices. Michael worked for the Medical Defence Union and Marketform as a Senior Medical Claims Handler where he was responsible for a variety of complex and high value claims.
Admitted to practise as a solicitor in NSW, England & Wales and a registered medical practitioner with the NSW Medical Board and GMC, Michael has been advising and supporting Incision members since January 2015.
Business Development Consultant
In 2016, Andy was invited to work with Paragon’s Healthcare and Life Science team as a Business Development Consultant for the Incision Indemnity scheme. His in-depth understanding of Medical Indemnity includes occurrence- based and claims made insurance.
Andy is a highly-motivated and energetic individual who brings over 20 years’ experience working in the Healthcare and Life Science sector. Having started his career in the pharmaceutical and medical device market, Andy went on to work for Bupa as a Commissioning Manager before making his move into the Medical Indemnity market.
Senior Account Executive
Alistair joined Paragon in 2010 and is responsible for all technical aspects of Paragon’s Healthcare and Life Science clients. This includes providing detailed review and analysis of coverage, programme structures and drafting of manuscript wordings to assist in the initial placement of risks. Following the placement of the programme, he supervises and co-ordinates premium payments, tax allocation, policy production and other servicing of the individual accounts, including ongoing analysis of coverage and troubleshooting. Alistair is also involved in the placement aspects of the individual accounts.
Claims Account Executive
Alex joined Paragon as a Trainee Claims Technician in 2010. Spending the first couple of years learning the trade, Alex gained valuable experience in a range of specialisms, including Healthcare, Lawyers Professional Liability and Architects & Engineers Professional Liability.
Promoted to Claims Account Executive in 2013, Alex began to focus on the medical world and in 2015 took the lead role in Healthcare Claims at Paragon. Over the past six years, Alex has developed relationships with insurers in the London market and with solicitor firms that specialise in the defence of medical malpractice claims. This has helped to ensure that clients secure the best possible representation when necessary.
All the important information to know for nurses
What is nurse indemnity insurance?
Nurse indemnity insurance is a type of healthcare insurance designed to be a safety net for nurses. It protects them from financial loss if a patient claims negligence. It covers legal costs and any compensation awarded if you’re found liable.
Why do nurses need nurse malpractice insurance?
Nurses need nurse malpractice insurance to protect themselves from financial ruin in the event of a malpractice claim. By taking out nurse malpractice insurance, you are demonstrating your commitment to maintaining high standards of care and professional accountability, enhancing your reputation amongst patients.
What is the cost of RN malpractice insurance?
The cost of RN malpractice insurance will depend on your individual circumstances, as every policy is personalised. Factors such as your location, experience, and chosen coverage limits all impact nurse malpractice insurance costs. At Incision, we offer competitive rates. Get a quote to find out more.
Will RN malpractice insurance cover disciplinary actions by the Nursing & Midwifery Council (NMC)?
Whether or not RN malpractice insurance covers disciplinary actions by the NMC will depend on your policy. It’s important to check the specific terms of your policy to find out if you’ll be covered for this.
What should I do if I face a malpractice claim?
If you are a nurse and you face a malpractice claim, get in touch with us as soon as possible. Please either contact our dedicated medico-legal advisory service on 0333 010 2826, send us an email to medicolegal@incisionindemnity.com or submit your claim online.
How do I apply for nurse indemnity insurance?
Applying for nurse indemnity insurance is simple. You can get a quote online, request a callback using the form at the bottom of this page, or give us a call on 0333 010 2826.
Our FAQ section might not have the answer you’re looking for right now but our team certainly will. If you need answers, contact us
Clinical Trials Liability Insurance The significance of clinical trials, in forging ground-breaking treatments and therapies, is often undervalued. For healthcare professionals in the UK, who navigate the nuances of clinical trials, the quest for progress is intrinsically linked to the…
To obtain your premium indication
Extending far beyond our comprehensive coverage, Incision provides all members with a wealth of risk management material, educational resources and 24/7 in-house medico-legal support.
